Senior Credit Analyst - Travel & Hospitality
SIX Payment Services
Hoofddorp , Netherlands
3 dagen geleden

Senior Credit Analyst - Travel & Hospitality

Apply Now Publish Date Mar. 17, 2022 Location Stockholm Sweden, Hoofddorp Netherlands Company WorldLine

The opportunity

We are looking for a Senior Credit Analyst to join our Credit function within Travel & Hospitality. You will work closely with the commercial side supporting Worldline’s growth and value creation ambitions.

Our function is responsible for ensuring that Worldline is in good control of the credit risks associated with the card acquiring product, as well as managing and continuously developing processes, credit risk models and policies.

As our new colleague, you will prepare credit memos and annual reviews of counterparties to assess their credit quality and recommend appropriate credit limits, terms and conditions, and present to the Credit Risk Committees for decision.

The underwriting process includes analyzing financial statements (P&L, BS and CF), reviewing the client’s business risk, industry dynamics and competitive environment.

You will work closely with the sales organization and attend meetings with customers. In this role we are looking for someone who can provide support and guidance to other team members and help grow and develop the team.

In this role, you can be based either in Stockholm, Sweden or Hoofddorp Netherlands.

About the team

We have many hardworking and dedicated peers that would love for you to work with them. We are committed to continuous improvement.

We are always looking for new and innovative ways to improve our market proposition, build excellent solutions, and grow customer happiness.

The team currently consists of 9 colleagues spread across different offices at international locations. The regular exchange with experts from different countries ensures exciting daily work and challenges at the same time.

In Travel & Hospitality, we are globally minded with a FinTech atmosphere. You will experience this in your everyday life as a Worldliner.

Your day-to-day responsibilities include

  • Carry out (annual / periodic) credit reviews of assigned limits and recommend risk class, changes in limit and collateral setup based on the outcome of the analysis
  • Conduct full credit assessment of new prospects
  • You perform credible presentations in the credit committee
  • Support the Boarding & Activation team as well as Sales in credit-related matters
  • Coach, develop and guide team members
  • Signs of success

    You are result-oriented and diligent with a strong ability to prioritize work in a fast-paced and changing environment. You have a good sense of responsibility and always strive for perfection and deliver simplicity.

    Previous experience with credit assessment, including assessing financial statements and business risk profiles.

    Skills we can't do without :

    As our new Senior Credit Analyst,

  • You've got substantial knowledge of financial statements and accounting concepts
  • 5-8 years of analytical experience related to commercial credit assessment, having a deep understanding of financial statements and accounting concepts
  • You possess strong communication skills
  • Full working proficiency in English
  • A master’s degree in finance, accounting or related field
  • Skills we'd like :

    It would be great if you have the following skills, too :

  • Payment & Digital industry knowledge
  • Grow with us, create tomorrow

    At Worldline, we are dedicated to helping our people unlock their full potential - both professionally and personally. With comprehensive training and development programs, expert communities, and global mobility programs, you will always be able to develop and grow at Worldline - wherever you want to go and whatever you want to do.

    We also offer flexible hours and remote working, to empower you to be your best self at work and at home. 8 in 10 Worldliners consider Worldline a friendly place to work, and 9 in 10 are satisfied with the training & development they receive.

    Worldline is proud to be an Equal Opportunity employer. We do not discriminate based upon race, religion, colour, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as an individual with a disability, or other applicable legally protected characteristics.

    Learn more about life at Worldline on careers.worldline.com

    Apply Now

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